Can debt consolidation have a negative impact on my credit profile?

October 15th, 2009
shargnu asked:


How can debt consolidation affect my credit history/profile? How will it affect my credit score now? What if I want to buy a house within the next 2 years?
What if I want to buy a car within the next year?

Posted in Credit | 4 Comments »

How can I get debt consolidation with hospital bills and non credit card debt?

September 7th, 2009
A B asked:


I have a bunch of hospital bills that really cost me in credit scores. I really want to try to consolidate it but I can’t find anyone who does debt consolidation without credit card debt. Any suggestions?

Posted in Credit | 2 Comments »

Can I get a debt consolidation loan with bad credit?

August 14th, 2009
mrbearpro asked:


I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc

I have student loans, but I would like to consolidate them separatley and not through another loan.

Also, I have an auto loan, would the loan be able to cover that as well?

Please, real answers, and no opinions/judgements.

Thank You.

Posted in Credit | 2 Comments »

Where can I find a personal debt consolidation loan for people with bad credit?

July 15th, 2009
sonija asked:


I am in dire need of a debt consolidation loan and I have bad credit. I can make things work with $5000, but I do not know where to start. I have seen people with yahoo addresses claiming they can loan money but they sound fishy as it is not a company email, their emails always seem to be yahoo. Any info will help. I fell on hard times and am now able to pay my monthly bills but I cant seem to catch up what I fell behind on. PLEASE help asap. I have a 5yr old and I do not want him to suffer us loosing our home or car.

Posted in Personal Finance | 4 Comments »

What is the best debt consolidation service?

June 7th, 2009
Ruffus asked:


I have a few credit card that are past due and I’m not able to make the payments.

What is the best debt consolidation company to use?

Keep in mind, I’m not a home owner.
I’m not a student and actually I’m looking for a better answer than the obvious budget and make more money.

Posted in Credit | 4 Comments »

How do you know which debt settlement or debt consolidation program to choose, when theirs 1000’s out there?

May 30th, 2009
Russ M asked:


How do you know which program is good and which one is right for you. I heard their is a way to check there beruo report or something, not sure what its called. How can you see the results and reputation of the debt settlement program or debt consolidation program.

Posted in Credit | 4 Comments »

What is a good, reputable debt consolidation company?

May 23rd, 2009
crazyone asked:


I am thinking about doing debt consolidation, but am confused by all the different companies out there. I have heard that there are a lot of shady companies. Does anyone have some helpful advice. My debt is not a huge amount ($6000), but I am tired of paying and paying on them and never seeing a difference on the balances.

Posted in Credit | 7 Comments »

debt consolidation?

May 7th, 2009
sherina d asked:


Hello all, I have a question regarding debt consolidation. I have about 15k worth of debt and have tried applying to two companies for a debt consolidation loan and was denied both times. I thought about trying what one of the other posters suggested , writing to the individual companies threating a voluntary bankruptcy order. I have about 10k in the bank, but I don’t want to borrow from that lender because I wouldn’t be able to use the money in my account. My credit is only good. What other options do I have? Thanks

Posted in Personal Finance | 8 Comments »

Credit card debt consolidation companies, Anyone know of a good one?

April 29th, 2009
nikki asked:


I’ve become over whelmed with my credit card debt and I’m getting those phone calls because I’m missing payments and such. Anyway I’m looking for a credit card debt consolidation company that doesn’t ***** people over, anyone know of any from experience or just know a good one?

Posted in Credit | 7 Comments »

How much does it cost generally to pay a debt consolidation company?

March 28th, 2009
mbjb06 asked:


I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it’s worth it. I’m in so much debt making barely and I don’t know what else to do. On payday I usually just have 100-200 dollars to myself because the rest goes to my bills.

Posted in Other - Business & Finance | 6 Comments »

« Previous Entries